Mutual funds are one of the most popular investment options for investors who are looking for a diversified portfolio. At Happy FinServ, we understand the importance of mutual funds and help our clients to make informed decisions based on their financial goals and risk appetite.
Here’s how mutual funds work:
- Pooling of Funds: Mutual funds pool money from several investors to create a corpus, which is then invested in a diversified portfolio of stocks, bonds or other assets.
- Professional Management: A fund manager is appointed to manage the pooled money and invest it in a way that generates maximum returns for the investors.
- Units: The corpus of a mutual fund is divided into units of equal value, and investors can purchase or sell these units at the prevailing Net Asset Value (NAV).
- Diversification: Mutual funds invest in a variety of stocks or bonds across sectors, industries and geographies. This diversification reduces the risk of loss in case of a decline in the value of a particular asset.
- Transparency: Mutual funds are required to disclose their portfolios on a regular basis, providing investors with complete transparency about the investments made.
At Happy FinServ, we help our clients understand the intricacies of mutual funds and create a customized portfolio that aligns with their financial goals. We provide the following services:
- Risk profiling: We assess our client’s risk appetite to determine the right mix of equity, debt and hybrid funds to invest in.
- Portfolio analysis: We regularly review our client’s portfolio and make necessary changes to ensure optimal returns.
- Tax planning: We help our clients to optimize their tax liability by investing in tax-saving mutual funds.
- Personalized service: We believe in building a long-term relationship with our clients, providing personalized service and regular updates on their investments.
Some of the mutual funds we have managed in the past include HDFC Top 100 Fund, Axis Bluechip Fund, SBI Small Cap Fund and ICICI Prudential Balanced Advantage Fund, among others.
At Happy FinServ, we believe in earning the trust of our clients through our expertise, personalized service and commitment to their financial goals. If you are looking for a trusted advisor to help you invest in mutual funds, please do not hesitate to contact us for a consultation.