Mutual Funds

what are mutual funds and how do they work

Mutual funds have emerged as one of the most popular investment options in India, with millions of people investing in them every year. But what are mutual funds and how do they work? Let’s find out.

At Happy FinServ, we have been helping our clients invest in mutual funds for over 30 years. Led by Madhur Kukreja and Dinesh Kukreja, we are the best Mutual Funds Advisor & Manager in Delhi, providing personalised services to help our clients achieve their investment goals.

So, what are mutual funds? A mutual fund is an investment vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. The fund is managed by a professional fund manager who uses the pooled money to buy and sell securities based on the fund’s investment objective.

Here’s how mutual funds work in India:

  1. Mutual funds are regulated by the Securities and Exchange Board of India (SEBI), which ensures that mutual funds operate in a transparent and fair manner.
  2. Investors can choose from a variety of mutual fund schemes based on their investment objectives, risk appetite, and investment horizon. These include equity funds, debt funds, balanced funds, index funds, and more.
  3. Investors can invest in mutual funds through various channels such as mutual fund distributors, online platforms, and directly with the fund house.
  4. The fund manager of the mutual fund scheme invests the pooled money in various securities based on the scheme’s investment objective.
  5. The returns generated by the mutual fund scheme are distributed among the investors in proportion to their investment.

At Happy FinServ, we offer a range of mutual fund schemes to our clients based on their investment goals and risk appetite. We provide personalised services to help our clients choose the right mutual fund scheme and manage their investments.

Here are some of the services we offer as a Mutual Funds Advisor & Manager in Delhi:

  1. Goal-based investment planning: We help our clients identify their financial goals and create an investment plan to achieve them.
  2. Portfolio analysis and rebalancing: We regularly review our clients’ mutual fund portfolios and make changes if required to ensure that their investments remain aligned with their goals.
  3. Tax planning: We help our clients minimise their tax liability through tax-efficient mutual fund investments.
  4. Risk management: We help our clients manage their investment risks by diversifying their portfolio across different mutual fund schemes.

At Happy FinServ, we believe in building long-term relationships with our clients based on trust and transparency. We have served over 200 crore assets for more than 2000 families all over the world and have helped them achieve their investment goals.

However, it is important to note that mutual funds are subject to market risk. The value of the investment can go up or down depending on the performance of the underlying securities. It is important for investors to understand the risks associated with mutual fund investments before investing.

In conclusion, mutual funds are a popular investment option in India that offer investors the opportunity to invest in a diversified portfolio of securities. At Happy FinServ, we provide personalised services to help our clients choose the right mutual fund scheme and manage their investments. Contact us to know more about our Mutual Funds Advisor & Manager services in Delhi.